Khushhali Microfinance Bank collaborates with GROWTECH for Agriculture Technologies

Khushhali Microfinance Bank has entered into a strategic partnership with GROWTECH Services – a leading agriculture-technology company operating in Pakistan. Through this agreement, GROWTECH Services will provide technological solutions to Khushhali Microfinance Bank, to overcome the agricultural challenges and to meet the evolving needs of the farmers.

A formal ceremony was recently held in Islamabad, chaired by Mr. Ghalib Nishtar, for signing the agreement on behalf of Khushhali Microfinance Bank, while Mr. Shahnawaz Mahmood represented GROWTECH Services. The ceremony was also attended by many corporate executives of Khushhali Microfinance Bank. The team of senior leadership representing GROWTECH at the event, comprised of; Mr. Faisal Bilal, Mr. Abdul Rahan Mahmood and Dr. Tariq Saeed.

GROWTECH is an agriculture technology company working on a data-driven, scientific basis, led by its own team of experts and agronomists to remotely guide the farmer-communities, through their analytical advice and recommendations. GROWTECH has been providing its services to corporate farmers and individual growers across the country, to achieve more sustainability and growth. It has also developed an innovative digital Application, named: ‘GrowPak‘ for performing multiple functions, such as: Agri-commerce by empowering the farmers to buy inputs and sell outputs.

Through this collaboration, farmers who are engaged with Khushhali Microfinance Bank will gain convenient access to state-of-the-art technologies provided by GROWTECH. The digital platform also provides valuable services based on remote-sensing, to help resolve critical issues like: agricultural land fertility, determination of areas infested by pests, crop-health and nutritional needs. It also recommends more balanced use of fertilizers, pesticides and supplements to enrich the soil and reduce the input-cost. GROWTECH will train and equip the  Khushhali Microfinance Bank teams, through a dashboard for remote-monitoring, while also offering financial-access and lending services to farmers, through the lending services of KMBL and other banks.

President & CEO of Khushhali Microfinance Bank – Mr. Ghalib Nishtar stated that: I would like to express my pleasure and gratitude to GROWTECH for partnering with us in this resourceful initiative for accelerating national progress. Khushhali Microfinance Bank has a longstanding commitment to elevate the quality of life for the deprived masses, especially the agricultural sector which can be a major contributor towards food-security, internationally. This synergy will deploy the latest technologies, for more efficient cultivation.

Senior Executive of GROWTECH – Mr. Shahnawaz Mahmood said: Our focus is to enhance productivity and decrease input-costs for farmers, to improve per acre yield across the country. This digital-inclusion initiative ensures close-interactions for comprehensive tech-advisory, as our farmer-support programme accelerates growth throughout the crop cycle. We have also developed a virtual market-place  ( The visionary value-chain of eShops is connecting all the stakeholders on a single platform, creating an option of group-purchasing to get lower-prices and bargain-deals, to accelerate socio-economic progress.